Building Wealth - Making Money

The Fastest Way to Build Wealth
By Luke Blaise

The fastest way to build wealth is to have a written plan. Many people wish they could increase their wealth but they stop there. Just by writing out your goals and plan on paper you make your dream more concrete.

If you don’t have written goals you need to start right now, especially when it comes to your personal wealth goals. It has been proven time and time again that people who have written goals achieve more than people who only have them in their minds.

To create your wealth plan you need to start off with where you are at. To figure out where you are at you need to know your net worth. Your net worth is just your assets minus your debts.

Next figure out what your goal is. If your goal is to get out of debt, set a specific timeline with specific steps needed to get out of debt. When I was in debt I bought a large dry erase board and wrote all my debts on it with the % interest.

Seeing it written everyday helps you stick with your plan. Now that I am out of debt I am trying to accelerate my wealth by trying to increase my income.

My written goal is to be financially independent by creating income equal to my salary at work. By knowing my goal I know how much income I need to create each day, and it seems much more manageable.

For example if you earn $40,000 a year you just need to earn $110 a day. When you break down large goals like that they seem very manageable.

Start right now by figuring out your personal wealth plan. You deserve the best that life has to offer. Remember life was not meant to be a barely get experience.

Acheive wealth easier:

Fierce Personal Finance

A free finacial ebook can be found here.

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Can You Be A Millionaire?

Millionaire Mind - Think Like A Millionaire
By Al Crist

Unless you learn how to think like a millionaire, you will have trouble making money and becoming one. To think like a millionaire you must have the right thoughts and beliefs about money. Millionaires, multi millionaires and billionaires have a unique way of looking at money. Learn about it and apply it to your own thinking.

THOUGHTS AND BELIEFS OF A MILLIONAIRE

The following are some of the thoughts and beliefs which are NOT entertained by the millionaires, multimillionaires and billionaires. They eliminated all these useless thoughts/beliefs from their Millionaire Minds. Unfortunately, they constantly run through the minds of those having real trouble making money.

- Money doesn't grow on trees

- It is real hard for me to make money

- I never have enough money

- Money is the root of all evil

- Money is evil

- Money won't buy happiness

- Making money is not that important to me

- Making money doesn't turn me on

- I don't know how to make money

- I just stink at making money.

- I cannot afford it

- I will never get rich

- It is better to give than receive

- My fate/destiny is to be poor

- My family was poor and that's my destiny

- Who am I to become rich?

- I am a loser. I always blow it

- I am a failure. I never succeed

As part of the Secrets of the millionaires, multimillionaires and billionaires, the following are some of the thoughts and beliefs constantly running through the minds of the super rich:

- Money is good

- Having lots of money is great

- With money I can help lots of people

- Lots of money mean freedom for me

- It is real easy and fun for me to make money

- Making lots of money comes easily to me

- I make money with great facility

- I am a money magnet

- I always have more money than I need

- I love making money

- I enjoy learning how to make money

- I enjoy learning how to manage my money

- I enjoy saving money instead of wasting it in instant gratification and items that don't give me a solid return for my money

- I love learning how to invest my money

- Making lots of money feels real great

- Making lots of money is real important for me

- Having lots of money has a high priority in my life

- Having lots of money is my destiny.

As the millionaires, multimillionaires and billionaires keep entertaining these thoughts and beliefs, their Subconscious minds automatically FOCUS on money and making lots of money. They literally become magnets to money and their minds are constantly looking for new and better ways to make more and more money.

Al Crist is in a mission to make the process of being a Millionaire EASY and FUN. You may reach him at http://www.makemoneyfastgetrichbeamillionaire.com where he is designing the "Millionaire Mind Reprogramming" Courses with the fastest techniques to download directly into your brain cells the Millionaire Mind and make you automatically think and achieve like the super rich.

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Fix Your Bad Credit in 8 Simple Steps

How to Repair Bad Credit in 8 Simple Steps

By: Garret Belisle

Here is STEP 1: Read your credit report to discover what things are listed on the report that have led to your bad credit rating in the first place.



STEP 2: If you note inaccuracies on your credit report, you'll need to dispute those with the individual creditors reporting them. You can't dispute accurate information even if it does reflect poorly on your credit report, but you can make repairs and improve your credit.



STEP 3: Contact individual creditors and ask if they're willing to work with you to create a repayment plan you can afford, but also assures the creditor of your intent to repay the debt owed them.



STEP 4: Contact your credit card companies and ask for a reduction in the interest rate applied to your credit cards. Some may not be willing, but many credit card companies are willing to do so for cardholders. Use the reduction of interest applied to a credit card account to pay the debt you have on it down faster.



STEP 5: Gather pay stubs and statements for monthly, quarterly, and annual bills (utilities, phone, mortgage, home insurance, retirement account contributions) and create a budget to keep from spending beyond what you actually bring in. You'll also find ways to spend less and use those savings to pay on the debts causing you bad credit



STEP 6: Maxed-out credit cards? Barely able to make the minimum payments on them? Stop using them! Hide them away in a drawer so they won't tempt you to use them and add even more debts to them.



STEP 7: Contact a credit counseling service if your debts are so large that you cannot make regular payments on all of them. A credit counseling service can help you create a plan of action to take care of the debts that are responsible for your bad credit. They can often times speak to your creditors and get you reduced rates and extended payments plans as well.



STEP 8: Apply for a bank sponsored debit or prepaid credit card. As you use this for purchases and make regular payments, you will slowly rebuild bad credit into good credit.



No matter how bad a credit problem may be, it can either get better or worse. In many cases much, much worse. Almost everyone has had credit issues at one time or another in their lifetime. The fact is that our credit rating has a very large effect on our every day lives. Always remember that the better your credit becomes the more money you can and most certainly will save on a variety of things such as; mortgage rates, credit card interest, car payments to name but a few.



Stick to a budget and both you and your credit will be happier for it. Good luck.

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Author Bio

Garret Belisle authors for www.need-to-get-some.blogspot.com, he is also a business consultant for several companies within his community. This is a fun blog that changes daily, not keeping to any particular topic. Check it out, you never know what you'll read (or possibly learn:-)

Article Source: http://www.articlegeek.com

Financial Freedom! Is It For You?

By: Yvonne Finn

Financial Freedom!



What does financial freedom mean to you?

Does it mean buying anything you want regardless of how much it cost?

Does it mean spending your days in ways that enrich and empower you instead of being at the beck and call of an employer?



Is there anyone in the world who wouldn't agree that the dream to be financially free is a universally desired goal?



But how does one create and maintain this sought after state of financial freedom.



Surely, it is not by working hard at a job. We've all heard the grim statistics of people working hard, only to end up old and very poor.



Having a job is not a secure method to achieve your desire to be financially free!

Many employees, from clerks to CEO's have found themselves unceremoniously dumped from jobs they thought were secure.

Even employees who are lucky enough or maybe foolish to hang on into retirement, working for someone else, are finding that the pension that they counted on is insufficient to cover their hoped for and deserved life of ease.



Taking an informed, involved and hands on role in your finances is the only way to be financially free.

No one else can be as passionate about your financial goals, dreams and desires as you are.

Others may or may not share your commitment to achieve your financial independence, however, that does not reduce your responsibility to make every attempt to achieve it.



Very often, when I talk about money and how freeing it is to have enough to live a self-directed life, there is always one person who will say," money is not that important" or "money can't buy happiness".

Of course it's true that money cannot buy happiness, nothing can, for happiness is a state of mind that you choose for yourself, regardless of circumstances or the attitudes of others.

And money IS important for the things that money CAN do, such as good schools for your children, spending your time how you choose, supporting charities and so much more.



So, how do you achieve financial freedom?

Acknowledge and accept that whatever financial state you are in presently is a result of the actions you have taken up to that point in your life.

Then decide that you want to create a brighter, more secure financial future for yourself and those who depend on you.



Do an in-depth financial analysis beginning with your credit rating.

If your rating is not a good one or you don't yet have a credit history, begin the process of restoring or establish one.

Excellent or even just good credit will be your solid foundation on which you will build your financial freedom.

After addressing your credit score the next step will be to learn about wealth creation tools and strategies.

Get help with this step by leveraging the knowledge of a trusted team of financial planners.

Enjoying a life of financial freedom need not remain just a distant dream.

Get passionate about your desire to build wealth, make a new plan and take well-advised actions.



Create a new plan and achieve your goals.

You provide the dreams and the desire and we will provide the sound, customized advice and planning that will help you build wealth and achieve financial independence.

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Author Bio

Committed to life-long learning and helping others achieve their financial goals of independence and security, Yvonne is known as the "go to" person to her friends, clients and business associates. Go To Her Here!

Article Source: http://www.articlegeek.com

Chosing The Right Name for your Business

Choosing a Company Name

By: Michael Harris

When forming a limited company the name of the company can be an important decision. Some people may choose the first name that they think of and others may select a ready made company for speed or because they like a particular name. However, many businesses may prefer to select a company name that either clearly distinguishes itself from its competitors or contains something unique or personal. Company names can be chosen for different reasons.



One of the most common ways of selecting a company name is to use something personal. A quick look through your local newspaper will probably introduce you to many personalised business names. Johnson Consulting Limited, T Smith & Son Limited, Stephens & Barley Limited are some fictional examples of what may be found. This may instantly make a company recognisable locally, it can be deemed as more personal by its customers, and often works well within geographical areas. However, it does little to tell new customers what your company does.



A popular choice for a small business is to choose a name that is 'descriptive'. This tells prospective clients exactly what your company does. Examples of this may be to call your business The Window Company Limited, City IT Consultants Limited or The Advertising Agency Limited. Whilst this does serve to reinforce your primary business it offers little differentiation and may easily be adapted by competitors.



A less personal option is to use a company name that is 'associative'. This type of company name helps to create an image or connection to your business activity. It is less direct than using a descriptive name but helps to position your company's name within the market through peoples understanding of what words mean. For example a flick through the Yellow Pages will offer plenty of examples of this. A hairdresser called Classic Cuts or a printer called Selectaprint Limited are examples of what may be found. These names offer some differentiation but may not ultimately set your company aside from its competitors.



An alternative is to choose a company name that is 'freestanding'. These names are completely abstract and not related to the companies business activities. A fictional example may be to call your catering company Zedoc Limited. There are many popular brand names that illustrate this point. Consider, Kodak, Gillette, or Mars, these names will probably be instantly recognisable to you and conjure up a particular product or business. This is a good way of setting your company aside from the competition but it is important to consider the market that you operate in. Will your prospective clients know what your business is offering?



Choosing a company name may be a simple process, but it is not uncommon for people to deliberate over names for quite some time. Whilst company names can, and often are, changed during the life of the company most people like to choose a name that they like from the outset. Therefore consider your market, how much you want to differentiate from your competitors and what your company name should say about your organisation. Once the decision is made focus on the important business of making your company a success.

Author Bio

Michael Harris is a university graduate who has worked within the company formation and business advice industry for many years. Simple Formations is part of the SFS Group of Companies providing Company Formation the same day with your own company name.

Article Source: http://www.articlegeek.com